Unlock maximum liquidity from your residential, commercial, or industrial property without selling it. Sanctions up to ₹ 25+ Crores with tenure up to 15 years across 110+ Lenders. Specialist in without income proof mortgage loans.
Direct bank underwriting with zero broker commissions*
100% Direct Bank Facilitation across 110+ Scheduled Commercial Banks & NBFCs
Single-digit mortgage rates significantly lower than unsecured business credit or personal loans.
Property-backed appraisal models and Lease Rental Discounting (LRD) without requiring 3 years audited financials.
Mortgage against Self-Occupied Houses, Commercial Offices, Retail Shops, Warehouses, and Industrial Sheds.
Continue residing in or collecting rental yields from your property while raising required expansion capital.
Mortgage loans offer substantial fund amounts at half the interest rate of business loans with extended 15-year repayment schedules.
| Collateral Property Type | Max LTV (%) | Max Tenure |
|---|---|---|
| Residential Self-Occupied House/Villa | 70% - 75% | 15 Years |
| Commercial Office / Retail Space | 60% - 65% | 12 Years |
| Industrial Shed / Factory Premises | 50% - 60% | 10 Years |
| Lease Rental Discounting (LRD) | Up to 85% of Rent | Up to Lease Tenure |
Transparent underwriting rules • Standard and Surrogate Banking Programs available
Collect these documents for same-day pre-approval and swift bank login
From initial pre-sanction check to final disbursement & legal clearance
Before-login assessment of your property market value & available borrowing limit.
Selection from 110+ Lenders offering the lowest ROI from 8.5%* and highest LTV.
Bank empaneled advocate audits 30-yr chain; engineer visits property for physical valuation.
Credit committee sanctions high loan amount up to ₹ 25+ Cr with transparent terms.
Registration of MODT at Sub-Registrar office & immediate disbursal to your bank account.
Everything you need to know about processing, interest rates, and compliance
Yes. Both self-occupied commercial properties and tenanted commercial premises qualify for LAP. For rented commercial properties, we arrange Lease Rental Discounting (LRD) loans up to 85% of remaining rent receivables.
Yes! We specialize in mortgage loans without standard income proof. Through banking surrogate, gross credit multiplier, and asset-backed valuation schemes, we arrange high sanctions across our 110+ partner lenders.
A Home Loan is used exclusively to purchase or construct residential property. A Mortgage Loan (LAP) allows you to mortgage property you already own to raise liquid funds for business, working capital, or personal needs at low interest rates from 8.5%*.
No Commission*! We are an authorized direct bank channel partner. Our services operate directly with banks and NBFCs, guaranteeing zero broker fee charges.
Speak directly with our senior coordinator in Moula Ali, Hyderabad. No middleman broker fee, 100% confidential bank sanction.
