Direct bank sanction with SBI, HDFC, ICICI, Bank of Baroda & 110+ partner banks. Lowest floating interest rates from 7.00%* with tenure up to 30 years. Specialist in housing loans without standard income proof.
Direct bank underwriting with zero broker commissions*
100% Direct Bank Facilitation across 110+ Scheduled Commercial Banks & NBFCs
Directly benchmarked to RBI Repo Rate (EBLR) across top nationalized and private banks.
Special surrogate programs evaluating banking cash flows and turnover for borrowers without formal ITR.
Direct liaising with SBI, HDFC, ICICI, BoB, Canara, Axis, LIC HFL, PNB, and leading housing finance companies.
Zero middleman broker fees charged to you. Direct bank liaison ensures maximum waiver of fees.
Whether purchasing a ready apartment, building on an open plot, or constructing an independent villa, our direct bank channel delivers custom sanction options.
| Lending Institution | Starting ROI* | Max Tenure |
|---|---|---|
| State Bank of India (SBI) | 7.00%* - 8.50%* | 30 Yrs |
| HDFC Bank | 7.00%* - 8.55%* | 30 Yrs |
| Bank of Baroda / Canara | 7.00%* - 8.60%* | 30 Yrs |
| ICICI Bank / Axis Bank | 7.15%* - 8.75%* | 30 Yrs |
| Surrogate NBFC Schemes (No ITR) | 8.99%* - 10.50%* | 25 Yrs |
Transparent underwriting rules • Standard and Surrogate Banking Programs available
Collect these documents for same-day pre-approval and swift bank login
From initial pre-sanction check to final disbursement & legal clearance
Before-login check via WhatsApp or phone. We determine maximum loan amount without CIBIL bureau pull.
Matching your profile against 110+ Lenders to select the lowest ROI and highest waiver of fees.
Direct file submission with bank credit manager. Fast-track appraisal completed within 48 hours.
Bank empaneled advocate verifies 30-year property chain and engineer conducts physical site valuation.
Formal sanction letter issued at 7.00%* starting ROI. Direct disbursement cheque or RTGS to seller.
Everything you need to know about processing, interest rates, and compliance
Yes! We specialize in housing loans without formal income proof. We utilize surrogate banking programs evaluating 12-24 months bank statements, GST turnover, rental income, or gross business cash flows across our 110+ partner lenders.
No Commission*! We are an authorized direct bank channel facilitator. You pay zero middleman fees on your home loan sanction. All fee concessions are passed directly to you.
A CIBIL score of 750+ qualifies for the lowest tier starting @ 7.00%*. However, if your CIBIL score is between 650 and 749 or you have past settled remarks, we have partner NBFC and bank programs designed to sanction your loan.
Under direct channel processing, in-principle sanction is delivered in 48 hours. Complete legal verification, valuation, and final disbursal take approximately 5 to 7 working days.
Speak directly with our senior coordinator in Moula Ali, Hyderabad. No middleman broker fee, 100% confidential bank sanction.
