Starts @ 12%* ROI p.a. 110+ Lenders Direct Bank Service

New Car Loans (100% On-Road Funding)

Drive home your brand new car with complete peace of mind. 100% On-Road Price financing covering ex-showroom cost, insurance, life tax & RTO registration across Maruti, Hyundai, Tata, Mahindra, Kia, Toyota, Honda, and luxury brands.

Core Specialization: Without Income Proof Housing, Mortgage & Topup Loans • Without CIBIL Car Loans

Starting ROI

12%*

Funding Ratio

100% On-Road

Max Tenure

7 - 8 Years

Choose Application Mode

Direct bank underwriting with zero broker commissions*

Door 1: Fast WhatsApp Enquiry

Instant 10-minute reply on WhatsApp with basic details

Door 2: Full Online Application Form

Direct file submission to 110+ Lenders credit desk

Key Advantages

Why Choose Our Dedicated Desk

100% Direct Bank Facilitation across 110+ Scheduled Commercial Banks & NBFCs

100% On-Road Price Financing

Zero down payment options covering vehicle price, road tax, mandatory insurance, and accessories.

Same-Day Pre-Approval

Get your loan eligibility sanctioned before visiting the showroom to negotiate maximum cash discounts.

Extended 7-8 Year Tenure

Keep your monthly car EMI comfortably low with flexible repayment schedules up to 84-96 months.

No Commission* Charged

Direct bank coordination with 110+ Scheduled Commercial Banks & NBFCs with zero dealer brokerage cuts.

Vehicle Categories

Funding for All Major Passenger Car Brands

Direct bank approvals accepted across all authorized dealerships in Hyderabad, Secunderabad, and Telangana.

Eligible Vehicle Types

Hatchbacks & Compact Cars: Maruti Swift, Baleno, Hyundai i20, Tata Altroz, Tiago.
Compact & Midsize SUVs: Tata Nexon, Hyundai Creta, Kia Seltos, Maruti Brezza, Mahindra Thar.
Executive Sedans & MPVs: Honda City, Hyundai Verna, Toyota Innova Hycross, Kia Carens.
Electric Vehicles (EVs): Tata Curvv.ev, Nexon.ev, MG ZS EV, Mahindra XUV400 with special green concession.

Car EMI Quick Reference (12%* Starting ROI)

Loan Amount	5-Year EMI (60 Mos)	7-Year EMI (84 Mos)
₹ 6,00,000	₹ 13,347/mo	₹ 10,580/mo
₹ 10,00,000	₹ 22,244/mo	₹ 17,633/mo
₹ 15,00,000	₹ 33,367/mo	₹ 26,449/mo
₹ 25,00,000	₹ 55,611/mo	₹ 44,082/mo

Qualification Standards

Eligibility Criteria & Schemes

Transparent underwriting rules • Standard and Surrogate Banking Programs available

Salaried Applicants

Age Criteria: 21 to 65 years
Minimum Net Salary: ₹ 20,000/month credited to bank account
Employment Stability: Minimum 6 months in current job
Co-Applicant: Spouse, parent, or working child can be added to boost loan eligibility

Self-Employed & Business

Business Stability: Minimum 1-2 years of registered business presence
Income Assessment: Supported by 2 years ITR or banking turnover
No Income Proof Option: Fast-track programs based on banking balance multipliers
CIBIL Issues? Check our dedicated Used Car Loans without CIBIL scheme

Complete Checklist

In-Depth Document Requirements

Collect these documents for same-day pre-approval and swift bank login

1. KYC Documents

PAN Card of applicant & co-applicant
Aadhaar Card (linked to mobile for instant e-sign)
Driving License or Voter ID
Current Address Proof & 2 Passport Photos

2. Income Documents

Salaried: Latest 3 months salary slips + Form 16
Banking: Latest 6 months bank statement showing regular credits
Self-Employed: 2 years ITR with computations & 6 months bank statements
Special surrogate programs available for minimal documentation

3. Vehicle Quotation

Proforma Invoice / Price Quotation from authorized car showroom
Booking advance payment receipt (if already booked)
Dealership bank account details for direct disbursement

Procedural Roadmap

Step-by-Step Bank Processing Flow

From initial pre-sanction check to final disbursement & legal clearance

Pre-Approval

Share basic salary or banking details via WhatsApp. Sanction limit determined in 2 hours.

Lender Selection

Pick the best rate starting from 12%* across our 110+ Scheduled Commercial Banks & NBFCs.

Showroom Quotation

Select your car model & get proforma invoice from your preferred dealer in Hyderabad.

Delivery Order (DO)

Bank issues Delivery Order (DO) directly to showroom authorizing immediate vehicle release.

Car Delivery & RTGS

Drive your new car home! Direct bank RTGS payout to dealer with hypothecation on RC.

Clear Answers

Frequently Asked Questions

Everything you need to know about processing, interest rates, and compliance

Can I get 100% on-road funding for my car?

Yes. Based on your income profile and credit standing, our partner banks offer 100% on-road funding covering the ex-showroom price, life road tax, comprehensive insurance, and standard accessories.

Can I buy a car from any dealership in Hyderabad?

Yes. Our bank sanctions are valid at all authorized automobile dealerships across Hyderabad, Secunderabad, and Telangana (Maruti, Hyundai, Tata, Mahindra, Kia, Toyota, etc.).

What is the starting rate of interest on car loans?

Our car loans start from 12%* p.a. depending on profile, vehicle category, and tenure across 110+ Lenders. Direct Bank Service ensures zero hidden charges.

Do you charge any commission?

Zero Commission*! Anjaneyulu.in does not charge any broker fee. All dealer discounts and manufacturer benefits remain 100% with you.

Direct Bank Specialist Desk

Ready to Proceed with New Car Loans (100% On-Road Funding)?

Speak directly with our senior coordinator in Moula Ali, Hyderabad. No middleman broker fee, 100% confidential bank sanction.

Chat on WhatsApp (+91 86860 95951) Call Hotline (86860 95951) Fill Online Application Form