Stop overpaying high interest on your existing loans! Switch your running Home or Mortgage (LAP) loan from 9.00%+ down to 7.00%* p.a. through 110+ Lenders. Save thousands every single month with zero foreclosure charges under RBI norms.
Direct bank underwriting with zero broker commissions*
100% Direct Bank Facilitation across 110+ Scheduled Commercial Banks & NBFCs
On a loan of ₹ 40 Lakhs with 20 years tenure, switching from 9.25% to 7.00% saves over ₹ 5,800 every month and ₹ 14 Lakhs in total interest.
Under RBI regulations, banks cannot charge pre-payment or foreclosure fees on floating-rate individual loans.
We obtain the List of Documents (LOD) and foreclosure statement directly from your current bank.
Unlock extra cash funds at secured loan rates during the same takeover transaction.
Compare the financial difference of transferring your loan from a high-interest NBFC or private bank to a nationalized bank at 7.00%*.
| Outstanding Loan Balance | Current EMI @ 9.50% | New EMI @ 7.00%* | Monthly Savings | Total 20-Yr Savings |
|---|---|---|---|---|
| ₹ 25,00,000 | ₹ 23,300 | ₹ 19,382 | ₹ 3,918/mo | ₹ 9.40 Lakhs |
| ₹ 40,00,000 | ₹ 37,279 | ₹ 31,012 | ₹ 6,267/mo | ₹ 15.04 Lakhs |
| ₹ 60,00,000 | ₹ 55,919 | ₹ 46,518 | ₹ 9,401/mo | ₹ 22.56 Lakhs |
| ₹ 1,00,00,000 | ₹ 93,213 | ₹ 77,530 | ₹ 15,683/mo | ₹ 37.64 Lakhs |
Transparent underwriting rules • Standard and Surrogate Banking Programs available
Collect these documents for same-day pre-approval and swift bank login
From initial pre-sanction check to final disbursement & legal clearance
Share current sanction letter & SOA. We calculate exact monthly & lifetime interest savings.
Select new bank from 110+ Lenders offering lowest ROI from 7.00%* & processing fee waiver.
New bank credit committee issues formal sanction letter for the balance amount + topup.
New bank issues pay order directly in favor of current bank to settle existing loan balance.
Original title deeds retrieved from old bank and deposited with new bank. Lower EMI begins!
Everything you need to know about processing, interest rates, and compliance
No. Under Reserve Bank of India (RBI) circulars, Scheduled Commercial Banks and NBFCs are strictly prohibited from levying any foreclosure charges or pre-payment penalties on floating rate home loans availed by individual borrowers.
Yes! This is one of the biggest benefits of balance transfer. Due to property appreciation and principal paid down over the years, you can unlock a high-value cash Top-Up at 8.5%* interest to clear other debts or fund business needs.
The entire balance transfer process takes approximately 7 to 10 working days, from initial document submission to old bank closure cheque handover.
Zero Commission*! Anjaneyulu.in is an authorized direct bank channel facilitator. You pay no broker fees, and we assist in getting bank processing fee concessions.
Speak directly with our senior coordinator in Moula Ali, Hyderabad. No middleman broker fee, 100% confidential bank sanction.
