Empower your enterprise with collateral-free and working capital credit lines. Sanctions from ₹ 5 Lakhs up to ₹ 5 Crores under Govt CGTMSE schemes across 110+ Lenders. Starting rate of interest from 15%* with Direct Bank Service & No Commission*.
Direct bank underwriting with zero broker commissions*
100% Direct Bank Facilitation across 110+ Scheduled Commercial Banks & NBFCs
Eligible MSMEs can access collateral-free business loans up to ₹ 2 to ₹ 5 Crores under Government credit guarantee schemes.
Working Capital Overdraft (OD) / Cash Credit (CC), Machinery Finance, Term Loans, and Invoice Discounting.
Direct liaising with credit underwriting managers at nationalized banks, private banks, and top NBFCs.
Zero middleman broker fees charged. Transparent loan sanction letters directly from partner banks.
Fuel your business expansion, procure bulk inventory, or upgrade machinery with tailored financing structures.
| Parameter | Details |
|---|---|
| Starting ROI | 15%* p.a. |
| Loan Range | ₹ 5 Lakhs up to ₹ 5 Crores |
| Repayment Tenure | 12 to 60 Months (Term Loans) / 12 Months Renewable (OD/CC) |
| Collateral | Nil for CGTMSE / Property for LAP |
| Lender Network | 110+ Scheduled Banks & NBFCs |
Transparent underwriting rules • Standard and Surrogate Banking Programs available
Collect these documents for same-day pre-approval and swift bank login
From initial pre-sanction check to final disbursement & legal clearance
Share 12 months GST returns & bank statements for instant credit appraisal.
Determine whether CGTMSE collateral-free or secured working capital gives lowest ROI.
Direct file login with bank credit manager; business premises verification (FI).
Sanction issued at starting interest rate from 15%* with clear credit limits.
Disbursal or activation of Cash Credit / OD account in your business current account.
Everything you need to know about processing, interest rates, and compliance
Yes. Under the CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) scheme and unsecured business loan programs, eligible enterprises can secure funding up to ₹ 2 to ₹ 5 Crores without pledging immovable property.
Business loans starting rate of interest is 15%* p.a. for unsecured working capital and term loans, and from 9.5%–11% for secured property-backed business credit across 110+ Lenders.
For loans above ₹ 10 Lakhs, GST registration and monthly filings (GSTR-3B) are standard requirements. For smaller business ticket sizes, surrogate banking schemes can be utilized.
Zero Commission*! Direct Bank Service guaranteed with 110+ Scheduled Commercial Banks & NBFCs.
Speak directly with our senior coordinator in Moula Ali, Hyderabad. No middleman broker fee, 100% confidential bank sanction.
