Achieve your global academic dreams without financial barriers. Comprehensive educational loan funding for premier universities in the USA, UK, Canada, Australia, Germany, and top Indian institutes. Starting rate of interest is 9%* with 110+ Lenders.
Direct bank underwriting with zero broker commissions*
100% Direct Bank Facilitation across 110+ Scheduled Commercial Banks & NBFCs
Covers tuition fees, overseas airfare, visa charges, university hostel fees, laptop, and monthly living expenses.
Zero principal EMI throughout the entire course duration plus 6 to 12 months grace period after graduation.
Collateral-free loans up to ₹ 40-50 Lakhs for top global universities, or secured loans up to ₹ 1.5+ Crores.
Direct bank coordination with SBI (Global Ed-Vantage), HDFC Credila, ICICI, Bank of Baroda & 110+ Lenders.
Tailored financial solutions meeting exact visa fund requirements (I-20 financial certificates, CAS letters, Blocked Accounts).
Under Section 80E of the Indian Income Tax Act, the entire interest amount paid on an education loan is 100% tax deductible with no maximum upper monetary limit for up to 8 consecutive assessment years.
| Loan Type | Starting ROI | Max Limit |
|---|---|---|
| Collateral-Free (Unsecured) | 10.25%* - 11.50%* | Up to ₹ 50 Lakhs |
| Secured (Property Collateral) | 9%* - 9.50%* | Up to ₹ 1.5+ Crores |
| Premier Indian Institutes (IIT/IIM) | 8.50%* - 9.00%* | Up to ₹ 40 Lakhs |
Transparent underwriting rules • Standard and Surrogate Banking Programs available
Collect these documents for same-day pre-approval and swift bank login
From initial pre-sanction check to final disbursement & legal clearance
Share university admit letter & co-applicant profile via WhatsApp.
We select bank offering lowest ROI starting from 9%* & full living expense coverage.
Formal loan sanction letter issued for submission to university & VISA embassy.
Tuition fees transferred directly to foreign university via wire transfer (Swift/Flywire).
Living cost transferred to Blocked Account (Germany) or GIC account (Canada).
Everything you need to know about processing, interest rates, and compliance
Our educational loans starting rate of interest is 9%* p.a. for secured loans and from 10.25%* for collateral-free international loans across 110+ Lenders.
Yes! In fact, most embassies (including the US Embassy for F1 VISA and German Embassy for student VISA) require proof of a sanctioned education loan before scheduling your visa interview. We provide the official sanction letter for visa processing.
A moratorium period is a holiday period during which the student does not have to pay the principal loan EMI. It covers the entire duration of your degree plus an additional 6 to 12 months grace period to allow you to secure a job.
Zero Commission*! Direct Bank Service guaranteed across all partner banks and NBFCs.
Speak directly with our senior coordinator in Moula Ali, Hyderabad. No middleman broker fee, 100% confidential bank sanction.
