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Home / Calculators / Recurring Deposit (RD) Calculator

Recurring Deposit (RD) Calculator

Calculate recurring deposit maturity value and interest for a monthly deposit, with quarterly compounding used by Indian banks.

How RD maturity is calculated

Each monthly deposit earns interest compounded quarterly for the months it stays in the account, which is how most Indian banks calculate RD maturity. Bank figures can differ slightly because of rounding.

Frequently asked questions

Can I miss an RD instalment?

Banks usually charge a small penalty for missed or late instalments. Check your bank's rules.

Results are estimates for planning. Actual figures depend on the bank, your profile and the date of disbursement.

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