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Loan Comparison Calculator
Compare two loan offers side by side: EMI, total interest, fees and total cost, and see which one is cheaper.
Compare total cost, not just the rate
A slightly lower rate with high fees, or a longer tenure, can cost more overall. This calculator adds the processing fee to the total so you compare the real cost of each offer.
Frequently asked questions
Which offer should I choose?
Usually the one with the lower total cost, provided the EMI fits your budget. Also check prepayment terms and whether the rate is linked to the repo rate.
Results are estimates for planning. Actual figures depend on the bank, your profile and the date of disbursement.
Check your loan eligibility for free
Talk to us before you apply anywhere — one wrong application can hurt your CIBIL score.