EMI Calculator

# Calculate Your Loan EMI

Plan your monthly repayments, compare loan options, and make smarter borrowing decisions.

Home Loan
Personal
Business
Loan Amount ₹10,00,000
₹50K₹1 Crore
Interest Rate (% p.a.) 8.5%
5%30%
Loan Tenure 20 Yrs (240 Mo)
3 Mo 30 Yrs
Monthly EMI
₹ 8,678
for 240 months
59%
Interest
Principal Amount
₹10,00,000
Total Interest
₹10,82,720
Total Payable
₹20,82,720
Apply for This Loan

### 💡 Pro Tips to Lower Your EMI

#### Negotiate Rate

Even 0.5% reduction can save you ₹50,000+ over a 20-year home loan tenure.

#### Longer Tenure

Extending tenure reduces monthly EMI, but check total interest impact first.

#### Balance Transfer

Move to a lower-rate lender. We help you compare and switch for maximum savings.

#### Prepay When Possible

Even small part-prepayments early in tenure drastically reduce interest burden.