:root{
  --navy:#0b1f4d; --navy-2:#132d6b; --royal:#1d4ed8; --royal-2:#2563eb;
  --gold:#d4a017; --gold-2:#f2c94c; --ink:#0f172a; --muted:#475569;
  --line:#e2e8f0; --bg:#f6f8fc; --white:#fff; --green:#16a34a;
  --r:16px; --shadow:0 10px 30px rgba(11,31,77,.08);
  --font:system-ui,-apple-system,"Segoe UI",Roboto,"Noto Sans","Noto Sans Telugu",sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.6;font-size:16px}
img{max-width:100%;height:auto}
a{color:var(--royal)}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
h1,h2,h3{line-height:1.2;color:var(--navy);margin:0 0 .5em}
h1{font-size:clamp(1.9rem,4.5vw,3rem);letter-spacing:-.02em}
h2{font-size:clamp(1.5rem,3vw,2.1rem);letter-spacing:-.01em}
h3{font-size:1.1rem}
p{margin:0 0 1em}
.te{font-family:"Noto Sans Telugu",var(--font)}

/* top bar + header */
.topbar{background:var(--navy);color:#cbd5e1;font-size:.85rem}
.topbar .wrap{display:flex;gap:18px;justify-content:space-between;align-items:center;padding:7px 20px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none}
.topbar .gold{color:var(--gold-2)}
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:66px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.3rem;letter-spacing:-.02em}
.brand img{height:42px;width:auto}
.brand span b{color:var(--gold)}
nav.main ul{display:flex;gap:4px;list-style:none;margin:0;padding:0;align-items:center}
nav.main a{display:block;padding:8px 12px;border-radius:10px;text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem}
nav.main a:hover,nav.main a[aria-current]{background:var(--bg);color:var(--royal)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 20px;border-radius:12px;font-weight:700;text-decoration:none;border:0;cursor:pointer;font-size:1rem;font-family:inherit;transition:transform .15s,box-shadow .15s}
.btn:hover{transform:translateY(-1px)}
.btn-gold{background:linear-gradient(135deg,var(--gold-2),var(--gold));color:var(--navy);box-shadow:0 6px 18px rgba(212,160,23,.35)}
.btn-blue{background:var(--royal);color:#fff}
.btn-wa{background:var(--green);color:#fff}
.btn-ghost{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.35)}
.btn-line{background:#fff;color:var(--navy);border:1.5px solid var(--line)}
.btn svg{width:20px;height:20px}
.menu-btn{display:none;background:none;border:0;padding:8px;cursor:pointer}
.menu-btn svg{width:28px;height:28px;color:var(--navy)}
@media(max-width:900px){
  .menu-btn{display:block}
  nav.main{position:fixed;inset:66px 0 auto 0;background:#fff;border-bottom:1px solid var(--line);display:none;box-shadow:var(--shadow)}
  nav.main.open{display:block}
  nav.main ul{flex-direction:column;align-items:stretch;padding:10px 16px 16px}
  nav.main a{padding:12px}
}

/* hero */
.hero{position:relative;color:#fff;background:
  linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px) 0 0/40px 40px,
  linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px) 0 0/40px 40px,
  radial-gradient(1200px 500px at 80% -10%,rgba(37,99,235,.55),transparent 60%),
  linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 60%,#1e3a8a 100%);overflow:hidden}
.hero .wrap{padding:64px 20px 72px;display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center}
.hero h1{color:#fff}
.hero h1 em{font-style:normal;color:var(--gold-2)}
.hero .lead{font-size:1.15rem;color:#dbe4ff;max-width:620px}
.hero .te{color:var(--gold-2);font-weight:600;font-size:1.05rem}
.pill{display:inline-flex;align-items:center;gap:8px;background:rgba(242,201,76,.15);color:var(--gold-2);border:1px solid rgba(242,201,76,.4);padding:6px 12px;border-radius:999px;font-size:.85rem;font-weight:700;margin-bottom:16px}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.ticks{display:flex;gap:18px;flex-wrap:wrap;margin-top:22px;padding:0;list-style:none;color:#dbe4ff;font-size:.95rem}
.ticks li::before{content:"✓";color:var(--gold-2);font-weight:900;margin-right:6px}
.hero-card{background:#fff;color:var(--ink);border-radius:20px;padding:24px;box-shadow:0 30px 60px rgba(0,0,0,.25)}
.hero-card h2{font-size:1.25rem}
.page-hero .wrap{grid-template-columns:1fr;padding:44px 20px 48px}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr;padding:40px 20px 48px}}

/* sections */
section{padding:64px 0}
section.alt{background:var(--bg)}
.eyebrow{color:var(--gold);font-weight:800;text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;margin-bottom:8px}
.sec-head{max-width:720px;margin-bottom:32px}
.grid{display:grid;gap:18px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;box-shadow:var(--shadow)}
a.card{text-decoration:none;color:inherit;display:block;transition:transform .15s,border-color .15s}
a.card:hover{transform:translateY(-3px);border-color:var(--royal-2)}
.card p{color:var(--muted);margin:0;font-size:.95rem}
.card .more{display:inline-block;margin-top:12px;color:var(--royal);font-weight:700;font-size:.9rem}
.ico{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(135deg,#e0e9ff,#fff4d6);margin-bottom:14px;color:var(--navy)}
.ico svg{width:26px;height:26px}
.tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:22px}
.tab{padding:8px 16px;border-radius:999px;border:1.5px solid var(--line);background:#fff;font-weight:700;cursor:pointer;font-family:inherit;color:var(--ink)}
.tab[aria-pressed=true]{background:var(--navy);color:#fff;border-color:var(--navy)}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.stat{background:#fff;border-radius:var(--r);padding:20px;text-align:center;border:1px solid var(--line)}
.stat b{display:block;font-size:1.9rem;color:var(--navy)}
.stat span{color:var(--muted);font-size:.9rem}
@media(max-width:700px){.stats{grid-template-columns:repeat(2,1fr)}}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:18px;list-style:none;padding:0}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px}
.steps li::before{content:counter(s);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--gold);color:var(--navy);font-weight:900;margin-bottom:10px}
@media(max-width:900px){.steps{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.steps{grid-template-columns:1fr}}
.feature h3{margin-bottom:6px}
.check{list-style:none;padding:0;margin:0}
.check li{padding:8px 0 8px 30px;position:relative;border-bottom:1px dashed var(--line)}
.check li::before{content:"✓";position:absolute;left:0;top:8px;width:20px;height:20px;border-radius:50%;background:#dcfce7;color:var(--green);font-weight:900;display:grid;place-items:center;font-size:.75rem}
.areas{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0}
.areas li{background:#fff;border:1px solid var(--line);padding:6px 12px;border-radius:999px;font-size:.9rem}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:0 18px;margin-bottom:10px}
summary{cursor:pointer;font-weight:700;padding:16px 0;list-style:none;color:var(--navy)}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";float:right;color:var(--gold);font-size:1.3rem;line-height:1}
details[open] summary::after{content:"–"}
details p{color:var(--muted)}
.crumbs{font-size:.85rem;color:#c7d2fe;margin-bottom:12px}
.crumbs a{color:#fff;text-decoration:none}
.prose{max-width:760px}
.prose h2{margin-top:1.6em;font-size:1.5rem}
.prose li{margin-bottom:6px}
.two-col{display:grid;grid-template-columns:1.4fr .9fr;gap:32px;align-items:start}
.sticky-side{position:sticky;top:90px}
@media(max-width:900px){.two-col{grid-template-columns:1fr}.sticky-side{position:static}}
.cta-band{background:linear-gradient(135deg,var(--navy),var(--royal));color:#fff;border-radius:24px;padding:36px;display:flex;justify-content:space-between;gap:20px;align-items:center;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0}
.cta-band p{color:#dbe4ff;margin:6px 0 0}
.note{font-size:.82rem;color:var(--muted)}

/* forms + calculators */
label{display:block;font-weight:700;font-size:.9rem;margin:12px 0 6px;color:var(--navy)}
input,select,textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;font:inherit;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--royal-2);box-shadow:0 0 0 3px rgba(37,99,235,.15)}
input[type=range]{padding:0;border:0;accent-color:var(--royal)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.calc-out{background:var(--navy);color:#fff;border-radius:var(--r);padding:22px;margin-top:16px}
.calc-out .big{font-size:2rem;font-weight:900;color:var(--gold-2)}
.calc-out dl{display:grid;grid-template-columns:1fr auto;gap:6px 12px;margin:12px 0 0}
.calc-out dt{color:#c7d2fe}.calc-out dd{margin:0;font-weight:700;text-align:right}
.range-val{float:right;color:var(--royal);font-weight:800}

/* footer */
footer.site{background:var(--navy);color:#cbd5e1;padding:56px 0 100px;font-size:.93rem}
footer.site h3{color:#fff;font-size:1rem}
footer.site a{color:#e2e8f0;text-decoration:none}
footer.site a:hover{color:var(--gold-2)}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin:6px 0}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:28px}
@media(max-width:900px){.foot-grid{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.foot-grid{grid-template-columns:1fr}}
.foot-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:32px;padding-top:18px;font-size:.8rem;color:#94a3b8}

/* mobile action bar */
.actionbar{position:fixed;left:0;right:0;bottom:0;z-index:60;display:none;background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(0,0,0,.08);padding:8px;gap:8px;padding-bottom:calc(8px + env(safe-area-inset-bottom))}
.actionbar .btn{flex:1;padding:12px 6px;font-size:.92rem}
@media(max-width:900px){.actionbar{display:flex}}
.wa-float{position:fixed;right:18px;bottom:22px;z-index:60;width:58px;height:58px;border-radius:50%;background:var(--green);display:grid;place-items:center;box-shadow:0 10px 25px rgba(22,163,74,.4)}
.wa-float svg{width:30px;height:30px;color:#fff}
@media(max-width:900px){.wa-float{display:none}}

/* app mode (inside Android app) */
html.app .web-only{display:none!important}
html.app .topbar{display:none}

/* v2 additions */
.brand-txt{display:flex;flex-direction:column;line-height:1.1}
.tagline{font-size:.68rem;font-weight:600;color:var(--muted);letter-spacing:.01em;margin-top:3px}
@media(max-width:420px){.tagline{font-size:.6rem;max-width:210px}}
footer.site .tagline{color:#94a3b8}
.hero-form{padding:0;background:transparent;box-shadow:none}
.hero-form .lead-form{border:0;box-shadow:0 30px 60px rgba(0,0,0,.25);border-radius:20px}
.lead-form h2{font-size:1.2rem;margin-bottom:4px}
.lead-form label{margin:10px 0 4px;font-size:.85rem}
.lead-form input,.lead-form select{padding:11px 12px}
.lead-form select:disabled{background:#f1f5f9;color:#94a3b8}
.lead-form input[readonly]{background:#f8fafc}
.area-other{margin-top:8px}
.pin-status{margin:8px 0 0;color:var(--green);font-weight:600;min-height:1em}
.form-error{background:#fef2f2;color:#b91c1c;border:1px solid #fecaca;padding:10px 12px;border-radius:10px;margin:12px 0 0;font-weight:600;font-size:.9rem}
.form-done{background:#f0fdf4;border:1px solid #bbf7d0;border-radius:12px;padding:12px;margin-top:12px}
.form-done p{margin:0 0 10px;font-size:.92rem}
[hidden]{display:none!important}
@media(max-width:600px){
  .svc-grid{grid-template-columns:1fr 1fr;gap:10px}
  .svc-grid .card{padding:14px}
  .svc-grid .card p{font-size:.82rem}
  .svc-grid .ico{width:38px;height:38px;margin-bottom:8px}
  .svc-grid h3{font-size:.95rem}
  .svc-grid .more{display:none}
  .lead-form .row2{grid-template-columns:1fr 1fr;gap:8px}
}
@media(max-width:900px){
  .topbar{display:none}
  .home-hero .lead,.home-hero .cta-row,.home-hero .ticks{display:none}
  .home-hero .wrap{gap:18px;padding-top:24px}
  .home-hero h1{font-size:1.65rem}
  .home-hero .pill{font-size:.75rem;margin-bottom:10px}
}

/* inside the Android app: native bottom bar replaces these */
html.app .actionbar,html.app .wa-float{display:none!important}
html.app footer.site{padding-bottom:28px}
html.app header.site{top:0}

.tags{display:flex;flex-wrap:wrap;gap:6px;margin:0 0 12px}
.tags span{font-size:.72rem;font-weight:800;letter-spacing:.12em;color:#0b1f4d;background:#f2c94c;padding:4px 10px;border-radius:6px}
.ratecard h3{font-size:1.15rem}
.rtab{width:100%;border-collapse:collapse;margin-top:10px}
.rtab td{padding:12px 6px;border-bottom:1px solid var(--line);vertical-align:top;font-size:.95rem}
.rtab td small{color:var(--muted);font-size:.78rem}
.rtab td.rt{text-align:right;white-space:nowrap;color:var(--muted);font-size:.8rem}
.rtab td.rt b{font-size:1.3rem;color:var(--navy)}

/* blog */
.hp{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;opacity:0}
.card.post{padding:14px}.card.post img{width:100%;height:auto;border-radius:12px;display:block;margin-bottom:12px;aspect-ratio:1200/630;object-fit:cover;background:#0b1f4d}
.card.post .pill{background:#eef2ff;border:0;color:var(--navy,#0b1f4d);font-size:.72rem;padding:3px 10px;margin-bottom:8px}.card.post h3{font-size:1.05rem;line-height:1.35;margin:0 0 6px}.card.post p{font-size:.92rem;margin:0 0 8px}
.prose .cover{width:100%;height:auto;border-radius:16px;margin:6px 0 18px;aspect-ratio:1200/630;background:#0b1f4d}.prose table{width:100%;border-collapse:collapse;margin:14px 0;font-size:.95rem}.prose th,.prose td{border:1px solid var(--line,#e2e8f0);padding:8px 10px;text-align:left}.prose th{background:#f1f5fb}
.pager{margin-top:24px;display:flex;gap:10px;justify-content:center}

/* ===== v11: brand, since badge, drawer menu, app-style mobile, bottom tab bar, document checklist ===== */
.brand img{height:46px;width:auto}
.brand-name{display:flex;align-items:center;gap:8px;white-space:nowrap}
.since{font-style:normal;font-size:.62rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:#7a5a00;background:linear-gradient(135deg,#fde68a,#f2c94c);padding:3px 8px;border-radius:999px;line-height:1.3}
.hdr-call,.drawer-head,.drawer-foot,.scrim,.tabbar{display:none}
.menu-close{background:#f1f5f9;border:0;border-radius:12px;width:40px;height:40px;display:grid;place-items:center;cursor:pointer}
.menu-close svg{width:20px;height:20px;color:var(--navy)}

@media(max-width:900px){
  :root{--hh:62px;--tb:68px}
  html{-webkit-tap-highlight-color:transparent}
  body{background:#f4f6fb;padding-top:var(--hh);padding-bottom:calc(var(--tb) + env(safe-area-inset-bottom))}
  /* fixed app header */
  header.site{position:fixed;top:0;left:0;right:0;z-index:70;background:rgba(255,255,255,.97);box-shadow:0 2px 14px rgba(11,31,77,.08);border-bottom:0;padding-top:env(safe-area-inset-top)}
  header.site .wrap{height:var(--hh);padding:0 12px;gap:8px}
  .brand{gap:8px;font-size:1.12rem;min-width:0;flex:1}
  .brand img{height:40px}
  .brand-txt{min-width:0}
  .tagline{display:block;max-width:none;font-size:.6rem;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
  .since{font-size:.56rem;padding:2px 7px}
  .hdr-call{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:#eef2ff;color:var(--royal);flex:none}
  .hdr-call svg{width:20px;height:20px}
  .menu-btn{width:42px;height:42px;border-radius:12px;background:#f1f5f9;display:grid;place-items:center;padding:0;flex:none}
  .menu-btn svg{width:22px;height:22px}
  /* drawer menu */
  nav.main{position:fixed;top:0;right:0;bottom:0;left:auto;width:min(86vw,340px);inset:0 0 0 auto;z-index:90;background:#fff;display:flex!important;flex-direction:column;transform:translateX(105%);transition:transform .25s ease;box-shadow:-10px 0 40px rgba(0,0,0,.2);border:0;overflow-y:auto;padding-top:env(safe-area-inset-top)}
  nav.main.open{transform:none}
  .drawer-head{display:flex;align-items:center;justify-content:space-between;padding:14px 14px 10px;border-bottom:1px solid var(--line)}
  .drawer-head .brand{font-size:1.05rem}
  .drawer-head .brand img{height:36px}
  nav.main ul{flex-direction:column;align-items:stretch;padding:10px 12px;gap:2px}
  nav.main a{padding:14px 12px;border-radius:12px;font-size:1rem}
  nav.main li:last-child a.btn{margin:10px 0 0!important;justify-content:center}
  .drawer-foot{display:block;margin-top:auto;padding:14px 16px 24px;border-top:1px solid var(--line);background:#f8fafc}
  .drawer-foot a{display:flex;align-items:center;gap:10px;padding:10px 0;color:var(--navy);text-decoration:none;font-weight:600;font-size:.95rem}
  .drawer-foot a svg{width:20px;height:20px;color:var(--royal)}
  .drawer-foot p{margin:8px 0 0;font-size:.78rem;color:var(--muted)}
  .scrim{display:block;position:fixed;inset:0;z-index:80;background:rgba(15,23,42,.45);opacity:0;pointer-events:none;transition:opacity .2s}
  .scrim.on{opacity:1;pointer-events:auto}
  .scrim[hidden]{display:block!important}
  /* bottom tab bar */
  .actionbar{display:none!important}
  .tabbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:75;height:calc(var(--tb) + env(safe-area-inset-bottom));padding:6px 6px env(safe-area-inset-bottom);background:rgba(255,255,255,.98);box-shadow:0 -4px 22px rgba(11,31,77,.10);border-top-left-radius:20px;border-top-right-radius:20px}
  .tabbar a{flex:1;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:3px;text-decoration:none;color:#64748b;font-size:.68rem;font-weight:700;letter-spacing:.01em;border-radius:14px}
  .tabbar a svg{width:22px;height:22px;stroke-width:2}
  .tabbar a.on{color:var(--royal)}
  .tabbar a.on svg{stroke-width:2.3}
  .tabbar .tab-wa{color:#15803d}
  .tabbar .tab-apply i{width:54px;height:54px;margin-top:-26px;border-radius:18px;display:grid;place-items:center;background:linear-gradient(145deg,#f5c842,#d4a017);color:var(--navy);box-shadow:0 8px 18px rgba(212,160,23,.45),0 0 0 5px #fff}
  .tabbar .tab-apply i svg{width:24px;height:24px}
  .tabbar .tab-apply span{color:var(--navy)}
  .tabbar a:active{transform:scale(.94)}
  /* app-like content */
  section{padding:26px 0}
  .wrap{padding-left:14px;padding-right:14px}
  .card{border-radius:18px}
  h2{font-size:1.3rem}
  .page-hero,.home-hero{border-bottom-left-radius:22px;border-bottom-right-radius:22px}
  [data-filter]{white-space:nowrap}
  .filters,.tabs{display:flex;overflow-x:auto;flex-wrap:nowrap!important;gap:8px;padding-bottom:6px;scrollbar-width:none;-webkit-overflow-scrolling:touch}
  .filters::-webkit-scrollbar,.tabs::-webkit-scrollbar{display:none}
  footer.site{padding-bottom:20px}
  .sticky-side{position:static}
  main{animation:fadein .25s ease}
}
@keyframes fadein{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
@media(max-width:380px){.brand{font-size:1.02rem}}
html.app body{padding-top:0;padding-bottom:0}
html.app .tabbar,html.app header.site{display:none!important}

/* document checklist */
.dcheck{padding:18px;margin:6px 0 10px}
.dprog{display:flex;align-items:center;gap:12px;margin-bottom:6px;font-size:.92rem;color:var(--muted)}
.dprog b{color:var(--navy);font-size:1.1rem}
.dbar{flex:1;height:8px;background:#eef2f7;border-radius:99px;overflow:hidden}
.dbar i{display:block;height:100%;width:0;background:linear-gradient(90deg,#16a34a,#22c55e);border-radius:99px;transition:width .25s}
.dgroup{margin-top:14px}
.dgroup h3{font-size:.8rem;text-transform:uppercase;letter-spacing:.06em;color:var(--royal);margin:0 0 6px}
.dgroup ul{list-style:none;margin:0;padding:0;border:1px solid var(--line);border-radius:14px;overflow:hidden}
.dgroup li+li{border-top:1px solid var(--line)}
.dgroup label{display:flex;align-items:flex-start;gap:12px;padding:12px;cursor:pointer;margin:0;font-weight:500;font-size:.95rem;color:var(--ink)}
.dgroup input{position:absolute;opacity:0;width:1px;height:1px}
.dgroup .box{flex:none;width:22px;height:22px;border-radius:7px;border:2px solid #cbd5e1;display:grid;place-items:center;margin-top:1px;transition:all .15s;background:#fff}
.dgroup .box svg{width:14px;height:14px;color:#fff;opacity:0;stroke-width:3}
.dgroup input:checked+.box{background:#16a34a;border-color:#16a34a}
.dgroup input:checked+.box svg{opacity:1}
.dgroup input:checked~.txt{color:var(--muted);text-decoration:line-through}
.dgroup input:focus-visible+.box{outline:3px solid #bfdbfe}
.dact{display:flex;gap:8px;flex-wrap:wrap;margin-top:16px}
.dact .btn{flex:1;min-width:180px;padding:12px 14px;font-size:.95rem}
.deliv{padding:6px 18px}
.brand-name{display:block;white-space:nowrap}
.brand-name .since{margin-left:7px;vertical-align:3px;display:inline-block}
@media(max-width:900px){header.site{backdrop-filter:none;-webkit-backdrop-filter:none}.brand-name .since{margin-left:5px;vertical-align:2px}}
html.menu-open .tabbar{transform:translateY(110%)}.tabbar{transition:transform .2s}

/* ===== v12: search, grid menu, calculators ===== */
.hdr-search{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:#eef2ff;color:var(--royal);border:0;cursor:pointer;flex:none;margin-left:8px}
@media(min-width:901px){.hdr-search{order:3}}
.hdr-search svg{width:20px;height:20px}
nav.main .nico{display:none}
.search-ov{position:fixed;inset:0;z-index:100;background:rgba(15,23,42,.55);padding:12px;display:flex;flex-direction:column;align-items:center}
.search-ov[hidden]{display:none}
.search-box{width:100%;max-width:640px;display:flex;align-items:center;gap:8px;background:#fff;border-radius:16px;padding:6px 6px 6px 14px;box-shadow:0 20px 50px rgba(0,0,0,.3);margin-top:max(8px,env(safe-area-inset-top))}
.search-box .s-ico svg{width:20px;height:20px;color:var(--muted)}
.search-box input{flex:1;border:0;outline:0;font:inherit;font-size:1.05rem;padding:10px 4px;background:transparent;min-width:0}
.search-close{width:40px;height:40px;border:0;border-radius:12px;background:#f1f5f9;display:grid;place-items:center;cursor:pointer}
.search-close svg{width:18px;height:18px;color:var(--navy)}
.search-res{width:100%;max-width:640px;margin-top:10px;background:#fff;border-radius:16px;max-height:calc(100vh - 110px);overflow-y:auto;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.search-res a{display:block;padding:12px 16px;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink)}
.search-res a:hover,.search-res a:focus{background:#f8fafc}
.search-res b{display:block;font-size:.98rem;color:var(--navy)}
.search-res small{display:block;color:var(--muted);font-size:.82rem;margin-top:2px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.search-res .s-cat{float:right;font-size:.68rem;font-weight:800;text-transform:uppercase;letter-spacing:.05em;color:var(--royal);background:#eef2ff;border-radius:999px;padding:2px 8px;margin-left:8px}
.s-hint{padding:12px 16px;margin:0;color:var(--muted);font-size:.85rem}
@media(max-width:900px){
  .hdr-search{margin-left:0}
  nav.main ul{display:grid!important;grid-template-columns:repeat(3,1fr);gap:10px;padding:16px 14px}
  nav.main ul li{list-style:none}
  nav.main ul a{display:flex;flex-direction:column;align-items:center;gap:8px;text-align:center;padding:14px 6px;border-radius:16px;background:#f8fafc;border:1px solid var(--line);font-size:.82rem;font-weight:700;color:var(--navy)}
  nav.main ul a[aria-current]{background:#eef2ff;border-color:#c7d2fe;color:var(--royal)}
  nav.main .nico{display:grid;place-items:center;width:42px;height:42px;border-radius:14px;background:#fff;box-shadow:0 2px 8px rgba(11,31,77,.08);color:var(--royal)}
  nav.main .nico svg{width:22px;height:22px}
  nav.main ul li:last-child{grid-column:1/-1}
  nav.main ul li:last-child a.btn{flex-direction:row;padding:14px;font-size:1rem;background:linear-gradient(135deg,var(--gold-2),var(--gold));border:0;margin:4px 0 0!important}
}
/* calculators */
.ctabs{display:flex;gap:8px;overflow-x:auto;padding:2px 2px 10px;margin:0 0 18px;scrollbar-width:none}
.ctabs::-webkit-scrollbar{display:none}
.ctab{flex:none;display:flex;flex-direction:column;align-items:center;gap:6px;min-width:76px;padding:10px 8px;border-radius:16px;background:#fff;border:1.5px solid var(--line);text-decoration:none;color:var(--navy);font-size:.8rem;font-weight:700}
.ctab svg{width:22px;height:22px;color:var(--royal)}
.ctab.on{background:var(--navy);border-color:var(--navy);color:#fff}
.ctab.on svg{color:var(--gold-2)}
.aykcalc{padding:20px}
.cform label{display:block;font-weight:700;font-size:.85rem;color:var(--navy);margin:14px 0 6px}
.cform label:first-child{margin-top:0}
.cin{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:14px;background:#fff;overflow:hidden;transition:border-color .15s}
.cin:focus-within{border-color:var(--royal);box-shadow:0 0 0 3px #dbeafe}
.cin span{padding:0 12px;color:var(--muted);font-weight:700;background:#f8fafc;align-self:stretch;display:grid;place-items:center}
.cin input{flex:1;border:0;outline:0;font:inherit;font-size:1.15rem;font-weight:700;padding:13px 12px;min-width:0;color:var(--ink);background:transparent}
.cin input.bad{color:#b91c1c}
.seg{display:flex;background:#f1f5f9;border-radius:12px;padding:4px;gap:4px}
.seg button{flex:1;border:0;background:transparent;padding:10px 4px;border-radius:9px;font:inherit;font-size:.85rem;font-weight:700;color:var(--muted);cursor:pointer}
.seg button.on{background:#fff;color:var(--navy);box-shadow:0 2px 6px rgba(0,0,0,.08)}
.chips{display:flex;gap:6px;margin-top:8px}
.chips button{border:1.5px solid var(--line);background:#fff;border-radius:999px;padding:6px 14px;font:inherit;font-weight:700;font-size:.85rem;color:var(--navy);cursor:pointer}
.cerr{background:#fef2f2;color:#b91c1c;border-radius:10px;padding:10px 12px;font-size:.88rem;font-weight:600;margin:14px 0 0}
.cres{margin-top:18px}
.cmain{background:linear-gradient(150deg,#0b1f4d,#1e3a8a);color:#fff;border-radius:18px;padding:18px;text-align:center}
.cmain.neg{background:linear-gradient(150deg,#7f1d1d,#b91c1c)}
.cmain small{display:block;color:#c7d2fe;font-weight:600}
.cmain b{display:block;font-size:2rem;line-height:1.2;margin-top:4px;color:var(--gold-2);word-break:break-word}
.crows{margin-top:12px;border:1px solid var(--line);border-radius:14px;overflow:hidden}
.crows div{display:flex;justify-content:space-between;gap:12px;padding:12px 14px;font-size:.95rem}
.crows div+div{border-top:1px solid var(--line)}
.crows span{color:var(--muted)}
.crows b{color:var(--navy);text-align:right}
.ccmp{width:100%;border-collapse:collapse;margin-top:12px;font-size:.92rem}
.ccmp th,.ccmp td{padding:10px 8px;border-bottom:1px solid var(--line);text-align:right}
.ccmp th:first-child,.ccmp td:first-child{text-align:left;color:var(--muted)}
.ccmp .win{background:#f0fdf4;color:#166534;font-weight:800}
.cbar{height:12px;background:#f2c94c;border-radius:99px;overflow:hidden;margin-top:14px}
.cbar i{display:block;height:100%;background:#1e3a8a}
.clegend{display:flex;justify-content:space-between;font-size:.82rem;color:var(--muted);margin-top:6px}
.clegend em{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px;vertical-align:-1px}
.clegend .d1{background:#1e3a8a}.clegend .d2{background:#f2c94c}
.cnote{background:#fffbeb;color:#92400e;border-radius:10px;padding:10px 12px;font-size:.88rem;margin:12px 0 0}
.csched{margin-top:12px;border:1px solid var(--line);border-radius:14px;padding:0 12px}
.csched summary{padding:12px 0;font-weight:700;color:var(--royal);cursor:pointer}
.csched .tw{overflow-x:auto;padding-bottom:10px}
.csched table{width:100%;border-collapse:collapse;font-size:.82rem}
.csched th,.csched td{padding:7px 6px;border-bottom:1px solid var(--line);text-align:right;white-space:nowrap}
.csched th:first-child,.csched td:first-child{text-align:left}
.cact{display:flex;gap:8px;margin-top:14px}
.cact .btn{flex:1}
.calc-card .ico{margin-bottom:10px}
@media(max-width:600px){.calc-grid{grid-template-columns:1fr 1fr!important;gap:10px}.calc-card{padding:14px}.calc-card p{display:none}.calc-card h3{font-size:.95rem}}

/* tagline strip on mobile (always visible) */
.tagstrip{display:none}
@media(max-width:900px){
  :root{--hh:88px}
  header.site .wrap{height:60px}
  .brand .tagline{display:none!important}
  .tagstrip{display:block;height:28px;line-height:28px;text-align:center;font-size:.72rem;font-weight:800;letter-spacing:.06em;color:#0b1f4d;background:linear-gradient(90deg,#fde68a,#f2c94c,#fde68a);white-space:nowrap;overflow:hidden;text-overflow:ellipsis;padding:0 8px}
}
@media(max-width:340px){.tagstrip{font-size:.64rem;letter-spacing:.02em}}